FL · 82 financed acquisitions
$89.1MCapital deployed
Brevard County, Florida
82 businesses here were bought with SBA 7(a) acquisition financing since FY2019, carrying $89.1M of bank debt. The median deal was financed with $671,000 over 10 years at 7.75%.
Volume and price
What businesses in Brevard County financed by an SBA 7(a) acquisition loan actually cost, and how many of them there were.
Source: SBA 7(a) FOIA loan-level extract, change-of-ownership approvals, FY2019 onward. Data as of 30 June 2026. n = 82 financed acquisitions.
| Size band | Acquisitions | Share |
|---|---|---|
| Under $250k | 14 | 17.1% |
| $250k to $500k | 21 | 25.6% |
| $500k to $1M | 17 | 20.7% |
| $1M to $2M | 16 | 19.5% |
| $2M to $3.5M | 10 | 12.2% |
| $3.5M to $5M | 2 | 2.4% |
| $5M and above | 2 | 2.4% |
| All | 82 | 100.0% |
The 7(a) programme caps a single loan at $5M, so the top band is a ceiling of the instrument, not of the market. Deals above it are financed conventionally and do not appear in this file at all.
How the paper was structured
Loan terms here are not spread smoothly. They spike at exactly ten years and again at exactly twenty-five, with very little in between. Those two points are the programme's maturity ceilings, and which one applies depends on what secures the loan, so a term running past ten years indicates real property was financed alongside the business.
| Term | What it indicates | Acquisitions | Share |
|---|---|---|---|
| Under 10 years | Shorter than the goodwill maximum | 1 | 1.2% |
| Exactly 10 years | The standard goodwill-only note | 57 | 69.5% |
| 10 to 20 years | Mixed collateral | 8 | 9.8% |
| 20 years and over | Real property financed with the business | 16 | 19.5% |
69.5% of loans here run exactly ten years and 19.5% run twenty years or more. n = 82 loans with a recorded term.
What happened next
Two outcomes are visible in the file: approvals that never funded, and funded loans that later charged off. Both are facts about deals, not forecasts.
The charge-off share is cumulative as of 30 June 2026 for loans approved in FY2019-FY2021. Those loans are five to seven years into terms that are usually ten years, so the figure is a floor and the lifetime rate will be higher. It is not comparable to a rate computed over a fully matured cohort, and the site does not publish one for later years for that reason.
By fiscal year
* FY2026 is incomplete. The extract closes 30 June 2026, nine months into a fiscal year that ends 30 September, and some FY2026 approvals have not yet disbursed. Do not read the last column as a decline.
What gets bought here
| Sector | Acquisitions | Share |
|---|---|---|
| 62 Health Care and Social Assistance | 15 | 18.3% |
| 72 Accommodation and Food Services | 12 | 14.6% |
| 23 Construction | 11 | 13.4% |
| 44-45 Retail Trade | 9 | 11.0% |
| 54 Professional, Scientific, and Technical Services | 7 | 8.5% |
| 42 Wholesale Trade | 7 | 8.5% |
| 56 Administrative and Support and Waste Management and Remediation Services | 6 | 7.3% |
| 81 Other Services (except Public Administration) | 4 | 4.9% |
| Industry group | Acquisitions | Share |
|---|---|---|
| 7225 Restaurants and Other Eating Places | 7 | 8.5% |
| 6244 Child Care Services | 6 | 7.3% |
| 2389 Other Specialty Trade Contractors | 6 | 7.3% |
| 5617 Services to Buildings and Dwellings | 4 | 4.9% |
| 5413 Architectural, Engineering, and Related Services | 3 | 3.7% |
| 7211 Traveler Accommodation | 3 | 3.7% |
| 6213 Offices of Other Health Practitioners | 3 | 3.7% |
| 4236 Household Appliances and Electrical and Electronic Goods Merchant Wholesalers | 3 | 3.7% |
| Lender | Acquisitions | Share |
|---|---|---|
| Live Oak Banking Company | 11 | 13.4% |
| Seacoast National Bank | 5 | 6.1% |
| The Huntington National Bank | 3 | 3.7% |
| Evolve Bank and Trust | 3 | 3.7% |
| The Bancorp Bank | 3 | 3.7% |
| United Midwest Savings Bank | 3 | 3.7% |
| First Merchants Bank | 3 | 3.7% |
| Byline Bank | 3 | 3.7% |
Other counties in Florida
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