OR · 52 financed acquisitions
$50.8MCapital deployed
Lane County, Oregon
52 businesses here were bought with SBA 7(a) acquisition financing since FY2019, carrying $50.8M of bank debt. The median deal was financed with $661,850 over 10 years at 7.50%.
Volume and price
What businesses in Lane County financed by an SBA 7(a) acquisition loan actually cost, and how many of them there were.
Source: SBA 7(a) FOIA loan-level extract, change-of-ownership approvals, FY2019 onward. Data as of 30 June 2026. n = 52 financed acquisitions.
| Size band | Acquisitions | Share |
|---|---|---|
| Under $250k | 10 | 19.2% |
| $250k to $500k | 12 | 23.1% |
| $500k to $1M | 12 | 23.1% |
| $1M to $2M | 13 | 25.0% |
| $2M to $3.5M | 2 | 3.8% |
| $3.5M to $5M | 3 | 5.8% |
| $5M and above | 0 | 0.0% |
| All | 52 | 100.0% |
The 7(a) programme caps a single loan at $5M, so the top band is a ceiling of the instrument, not of the market. Deals above it are financed conventionally and do not appear in this file at all.
How the paper was structured
Loan terms here are not spread smoothly. They spike at exactly ten years and again at exactly twenty-five, with very little in between. Those two points are the programme's maturity ceilings, and which one applies depends on what secures the loan, so a term running past ten years indicates real property was financed alongside the business.
| Term | What it indicates | Acquisitions | Share |
|---|---|---|---|
| Under 10 years | Shorter than the goodwill maximum | 7 | 13.5% |
| Exactly 10 years | The standard goodwill-only note | 32 | 61.5% |
| 10 to 20 years | Mixed collateral | 1 | 1.9% |
| 20 years and over | Real property financed with the business | 12 | 23.1% |
61.5% of loans here run exactly ten years and 23.1% run twenty years or more. n = 52 loans with a recorded term.
What happened next
Two outcomes are visible in the file: approvals that never funded, and funded loans that later charged off. Both are facts about deals, not forecasts.
The charge-off share is cumulative as of 30 June 2026 for loans approved in FY2019-FY2021. Those loans are five to seven years into terms that are usually ten years, so the figure is a floor and the lifetime rate will be higher. It is not comparable to a rate computed over a fully matured cohort, and the site does not publish one for later years for that reason.
By fiscal year
* FY2026 is incomplete. The extract closes 30 June 2026, nine months into a fiscal year that ends 30 September, and some FY2026 approvals have not yet disbursed. Do not read the last column as a decline.
What gets bought here
| Sector | Acquisitions | Share |
|---|---|---|
| 44-45 Retail Trade | 14 | 26.9% |
| 56 Administrative and Support and Waste Management and Remediation Services | 10 | 19.2% |
| 62 Health Care and Social Assistance | 5 | 9.6% |
| 31-33 Manufacturing | 5 | 9.6% |
| 72 Accommodation and Food Services | 4 | 7.7% |
| 81 Other Services (except Public Administration) | 4 | 7.7% |
| 53 Real Estate and Rental and Leasing | 3 | 5.8% |
| 42 Wholesale Trade | 2 | 3.8% |
| Industry group | Acquisitions | Share |
|---|---|---|
| 5617 Services to Buildings and Dwellings | 6 | 11.5% |
| 5614 Business Support Services | 3 | 5.8% |
| 4451 Grocery and Convenience Retailers | 3 | 5.8% |
| 7225 Restaurants and Other Eating Places | 2 | 3.8% |
| 4461 Pharmacies and Drug Stores | 2 | 3.8% |
| 8111 Automotive Repair and Maintenance | 2 | 3.8% |
| 3116 Animal Slaughtering and Processing | 2 | 3.8% |
| 4812 Nonscheduled Air Transportation | 2 | 3.8% |
| Lender | Acquisitions | Share |
|---|---|---|
| Summit Bank | 12 | 23.1% |
| Columbia Bank | 10 | 19.2% |
| Banner Bank | 5 | 9.6% |
| United Midwest Savings Bank | 4 | 7.7% |
| Live Oak Banking Company | 3 | 5.8% |
| Oregon Pacific Banking Company dba Oregon Pacific Bank | 2 | 3.8% |
| Open Bank | 2 | 3.8% |
| The Huntington National Bank | 2 | 3.8% |
Other counties in Oregon
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The figures above describe businesses in Lane County at the size the 7(a) programme reaches. They describe a market, not your business. FIH advises owners of privately held companies on sale processes, and the first conversation costs nothing and commits you to nothing.
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Figures on this page are SBA loan amounts, not sale prices. Nothing on this site is an offer, a solicitation, a valuation of any business, or investment advice, and no statement here promises a transaction, a price or a result.